Like a thief in the night. Actually, it was exactly like that.

Well, some joker got hold of my credit card number last night and used it to buy a bunch of stuff online. Mainly kids things, probably all highly fence-able. Luckily it was my “online” card, the one I use if I’m buying from a smaller online store that I don’t trust the way I trust, say, Future Shop. I’d noticed a fraudulent (or possibly mistaken) transaction on my card yesterday from the International Spy Museum in Washington D.C.; clearly that wasn’t me, so I called my card issuer. The agent took my info and sent out the paperwork they need from me, but apparently didn’t put a flag on my card or anything ’cause this morning the guy racked up a ton of purchases. Another call to my issuer and the card was canceled.

That’s the first time I’ve ever had fraud on my own card, to the best of my recollection. However, the secondary card worked exactly as it was meant to, so I guess it was the best possible outcome of a bad situation.

I get the sense that I’m unusual for having gone this long (buying as much stuff online as I do) without experiencing fraud. Is that true? Anyone care to share?

[tags]credit card fraud[/tags]

0 responses to “Like a thief in the night. Actually, it was exactly like that.

  1. No, I have not yet had that pleasure (knock on wood) but I like the idea of having a second card. May need to do that. Something with a smaller limit than my main card.

  2. It’s a good idea for a number of reasons. It’s good to have a backup card anyway, just in case you’re traveling and your issuer decides to freeze your card. You don’t want to be caught at a hotel or restaurant with no plan B.

  3. Yeah, I keep a second, lower-limit credit card that I only use online. It has been thieved and used once before and so it worked exactly as it was meant to.

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